Last updated: April 2026 | Applies to: Binance USDT-Margined & Coin-Margined Perpetual Futures
Binance futures uses the industry-standard Maker/Taker model where your fee rate depends on whether your order adds or removes liquidity from the order book.
At VIP0 (standard user) level:
| Order Type | Fee Rate | Fee on $10,000 Position |
|---|---|---|
| Maker (Limit Order) | 0.02% | $2.00 |
| Taker (Market Order) | 0.05% | $5.00 |
Binance calculates your VIP level based on 30-day trading volume (in USDT) or BNB holdings. Higher volume = lower fees:
| VIP Level | 30-Day Volume | Maker Rate | Taker Rate |
|---|---|---|---|
| VIP 0 | < $1,000,000 | 0.0200% | 0.0500% |
| VIP 1 | β₯ $1,000,000 | 0.0160% | 0.0400% |
| VIP 2 | β₯ $5,000,000 | 0.0140% | 0.0350% |
| VIP 3 | β₯ $20,000,000 | 0.0120% | 0.0320% |
| VIP 4 | β₯ $40,000,000 | 0.0100% | 0.0300% |
| VIP 5 | β₯ $80,000,000 | 0.0080% | 0.0270% |
| VIP 6 | β₯ $150,000,000 | 0.0060% | 0.0250% |
| VIP 7 | β₯ $200,000,000 | 0.0050% | 0.0220% |
| VIP 8 | β₯ $500,000,000 | 0.0030% | 0.0200% |
| VIP 9 | β₯ $1,000,000,000 | 0.0020% | 0.0170% |
Most retail traders are at VIP0 or VIP1. Smart use of BNB discounts and referral rebates can achieve effective rates comparable to VIP2-3 without the volume requirement.
One of the easiest wins: holding BNB in your account and enabling BNB fee payment saves you a flat 25% on all trading fees.
| Type | Original Rate | With BNB Discount (-25%) |
|---|---|---|
| Maker | 0.0200% | 0.0150% |
| Taker | 0.0500% | 0.0375% |
Beyond exchange fees, the bid-ask spread is an often-overlooked implicit trading cost that directly eats into your profits.
Spread = Best Ask Price β Best Bid Price
Example: BTC/USDT perpetual, best bid $30,000, best ask $30,002 β spread = $2 (β0.0067%)
Binance futures fee calculation is straightforward:
Many beginners confuse these two. They are fundamentally different costs:
| Aspect | Trading Fee | Funding Rate |
|---|---|---|
| When charged | Every open and close | Every 8 hours (00:00, 08:00, 16:00 UTC) |
| Who receives it | Binance exchange | Paid between longs and shorts |
| Fixed amount? | Yes (rate Γ notional) | No, fluctuates with market sentiment |
| Purpose | Exchange service fee | Keep futures price anchored to spot |
| Can be zero? | No | Yes (near zero in balanced markets) |
During bull markets, funding rates can reach 0.1%-0.3% per 8-hour period for long positions. Holding a $10,000 long during such periods costs $100-$300 per day in funding β far exceeding the one-time open/close fee. Always check the funding rate before entering a position you plan to hold overnight.
The most impactful single change you can make. Set limit orders for entries and exits. The Maker rate (0.02%) is 60% cheaper than Taker (0.05%). Use conditional orders (stop-limit, take-profit limit) to maintain precision without sacrificing the Maker discount.
As detailed above: instant 25% discount on every trade. Keep 10+ BNB in your account to avoid the system reverting to normal rates when BNB runs out. Check your BNB balance regularly.
Reach VIP1 ($1M 30-day volume) for a 20% Taker fee reduction. For active traders this is achievable. Alternatively, holding significant BNB amounts also counts toward VIP qualification. Check the exact requirements in your Binance account dashboard.
If you haven't registered yet, use referral code BNAPP to get up to 20% fee rebate on all trades. This is a permanent benefit that stacks with BNB discounts and VIP rates.
Register here: https://www.binance.com/register?ref=BNAPP
Stick to BTC/USDT, ETH/USDT, BNB/USDT and other top-10 futures contracts. These have the tightest spreads (often <$1-5 for BTC) and deep order books that allow limit orders to fill quickly. Avoid low-volume altcoin futures where wide spreads silently inflate your actual trading cost.
Q1: What is Binance's futures fee rate in 2026?
Standard VIP0 rates: Maker 0.02%, Taker 0.05%. With BNB discount: Maker 0.015%, Taker 0.0375%. With BNAPP referral rebate on top: effective Taker rate drops to roughly 0.03% (or 0.012% with all optimizations combined using limit orders).
Q2: Are fees charged on both open and close?
Yes. Each leg of a trade (open and close) incurs a separate fee. A full round-trip at Taker rate costs approximately 0.10% of notional value (0.05% Γ 2). This means on a $10,000 position opened and closed with market orders, you pay $10 in total fees regardless of profit/loss.
Q3: What is a negative Maker fee? Can I earn from it?
Some trading pairs on Binance offer negative Maker rates (e.g., -0.005%), meaning the exchange pays you a small rebate when your limit order fills. This is designed to incentivize market making. For retail traders it's a minor bonus but can add up for high-frequency limit order strategies.
Q4: How often is funding rate charged and how much can it cost?
Funding is settled every 8 hours at 00:00, 08:00, and 16:00 UTC. During bullish market conditions, rates can reach 0.1% per period (0.3% per day). On a $10,000 long position during high funding, you could pay $30/day just in funding. Always check the next funding rate countdown before entering a position you plan to hold.
Q5: How do I check my current fee tier?
In the Binance App: Profile β Fee Rate. On the website: Account β Fee Rate. You'll see your current VIP level, 30-day volume, BNB holdings, and the exact Maker/Taker rates applicable to your account.
Q6: Does the BNB discount apply to both Maker and Taker fees?
Yes, the 25% BNB discount applies to all futures trading fees regardless of order type. As long as you have BNB in your account and the setting is enabled, every trade will be discounted automatically.
Q7: Why is my actual fee higher than calculated?
Common reasons: β BNB balance ran out mid-session (system switches to normal rate) β‘ Large orders partially filled as Taker β’ BNB discount setting was disabled. Check your trade history in the app β it shows the exact fee and rate applied for each trade. Set a BNB balance alert to avoid running dry.
Register with referral code BNAPP for up to 20% fee rebate β permanent benefit
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