How much can I save with BNB discount?

Enabling BNB payment gives a 10% discount. A $5 fee becomes $4.50 worth of BNB.

What is the difference between Maker and Taker?

Maker (limit orders not immediately filled) pay 0.02%. Taker (market orders) pay 0.05%.

How do I increase my VIP level?

VIP level is based on 30-day trading volume and BNB holdings. VIP9 achieves Maker 0%, Taker 0.017%.

What is referral code BNAPP?

Using referral code BNAPP when registering gives you a permanent 20% fee rebate on all trades.

How Much Are Binance Futures Trading Fees? Complete 2026 Guide

Q: What are Binance futures fees in 2026?

USDT-margined futures: Maker 0.02%, Taker 0.05%. Coin-margined futures: Maker 0.01%, Taker 0.05%. VIP users get lower rates.

Last updated: April 14, 2026 | Applies to: Binance Futures 2026

Key Facts: Binance USDT-margined futures standard fees: Maker 0.02%, Taker 0.05%. Coin-margined futures: Maker 0.01%, Taker 0.05%. Register with referral code BNAPP for a permanent 20% fee rebate.

Table of Contents

Introduction to Binance Futures Fees
Maker/Taker Fee Rates Explained
VIP Tier Fee Table
How to Use BNB Discount (10% Off)
Referral Code BNAPP – 20% Rebate
Fee Calculation Examples
Frequently Asked Questions

1. Introduction to Binance Futures Fees

Binance is the world's largest cryptocurrency exchange by trading volume. Its futures platform offers USDT-margined (settled in USDT) and coin-margined (settled in crypto) perpetual and delivery contracts. Trading fees are one of the primary costs in futures trading — understanding the fee structure is essential for managing costs and maximizing profitability.

Binance futures use a Maker-Taker model: makers (who provide liquidity via limit orders) pay lower fees, while takers (who consume liquidity via market orders) pay higher fees. Fees are also influenced by VIP tier, BNB holdings, and referral code rebates.

In 2026, Binance futures fees remain among the lowest of any major exchange globally. This guide covers all fee structures and strategies to minimize your trading costs.

Important: fees are calculated on the notional value (contract face value), not your actual margin. With 10x leverage on $1,000 margin, notional value is $10,000 — fees are charged on $10,000.

Register Binance with Exclusive Benefits

Use referral code BNAPP for a permanent 20% fee rebate

2. Maker/Taker Fee Rates Explained

What is a Maker?

When you place a limit order that doesn't fill immediately but rests in the order book waiting for a match, you are the Maker. Makers provide liquidity and get lower fees. Examples: a limit buy below current price, a limit sell above current price.

What is a Taker?

When you place a market order, or a limit order that fills immediately, you are the Taker. Takers consume liquidity and pay higher fees. Examples: market buy/sell, immediately-matched limit orders.

2026 Standard Fee Comparison

Contract Type	Maker Fee	Taker Fee	Settlement
USDT-M Perpetual	0.02%	0.05%	USDT/USDC
USDT-M Delivery	0.02%	0.05%	USDT/USDC
COIN-M Perpetual	0.01%	0.05%	BTC/ETH etc.
COIN-M Delivery	0.01%	0.05%	BTC/ETH etc.

3. VIP Tier Fee Table (VIP0–VIP9)

Binance assigns VIP tiers based on your 30-day futures trading volume and BNB holdings. Higher tiers mean lower fees.

USDT-Margined Futures VIP Fee Table

VIP Level	30-Day Volume	BNB Holdings	Maker	Taker
VIP 0	< $1.5M	< 25 BNB	0.0200%	0.0500%
VIP 1	≥ $1.5M	≥ 25 BNB	0.0160%	0.0400%
VIP 2	≥ $10M	≥ 100 BNB	0.0140%	0.0350%
VIP 3	≥ $50M	≥ 175 BNB	0.0120%	0.0320%
VIP 4	≥ $150M	≥ 250 BNB	0.0100%	0.0300%
VIP 5	≥ $400M	≥ 500 BNB	0.0080%	0.0270%
VIP 6	≥ $800M	≥ 1,000 BNB	0.0060%	0.0250%
VIP 7	≥ $2B	≥ 1,750 BNB	0.0040%	0.0220%
VIP 8	≥ $4B	≥ 3,000 BNB	0.0020%	0.0200%
VIP 9	≥ $8B	≥ 6,000 BNB	0.0000%	0.0170%

Tip: VIP tier is determined by whichever of volume or BNB holdings gives you the higher tier. Holding BNB is often the easier path to a better tier for retail traders.

4. How to Use BNB Discount (10% Off)

Binance allows users to pay futures fees with BNB, receiving a 10% discount. This is the simplest way to reduce trading costs.

Steps to Enable BNB Fee Discount

Log in to Binance and go to the Futures trading page
Click the settings icon (⚙️) in the top right
Find "Use BNB to pay for fees"
Toggle it to enabled
Ensure you have sufficient BNB balance in your account

Note: If BNB runs out, the system automatically reverts to paying in the settlement currency. The BNB discount stacks with the referral code rebate.

5. Referral Code BNAPP – 20% Fee Rebate

Registering with referral code BNAPP gives you a permanent 20% rebate on all trading fees — credited back to your account on each trade, forever.

How to Register with Referral Code

Visit the Binance registration page
Enter your email/phone and password
Enter BNAPP in the "Referral ID (Optional)" field
Complete identity verification (KYC)
Start enjoying your 20% fee rebate

Combined savings calculation: Base Taker rate 0.05% → with BNB discount: 0.045% → with 20% rebate: 0.045% × 80% = 0.036%. That's a 28% saving vs. standard rates!

6. Fee Calculation Examples

Example 1: Regular User, Market Order (Taker)

Notional value: $50,000 | Market order (Taker) | VIP 0 (0.05%)
Fee = $50,000 × 0.05% = $25

Example 2: Limit Order (Maker) with BNB Discount

Notional value: $20,000 | Limit order (Maker) | VIP 0 (0.02%) + BNB discount
Fee = $20,000 × 0.02% × 90% = $3.60 in BNB

Example 3: VIP3 + BNB + BNAPP Rebate

Notional value: $100,000 | Market order (Taker) | VIP 3 (0.032%)
Base fee: $100,000 × 0.032% = $32
After BNB discount: $32 × 90% = $28.80
After 20% rebate: $28.80 × 80% = $23.04
vs. standard: $50 | Save 54%

Start Trading with Lower Fees Today

Referral code: BNAPP | Permanent 20% fee rebate

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7. Frequently Asked Questions

Q1: What are Binance futures fees in 2026?

USDT-margined futures standard rates: Maker 0.02%, Taker 0.05%. Coin-margined: Maker 0.01%, Taker 0.05%. These have remained stable from 2025. VIP users and BNB holders get lower effective rates.

Q2: Are futures fees different from spot trading fees?

Yes. Binance spot trading is 0.1% for both Maker and Taker (standard). Futures fees (0.02%/0.05%) are significantly lower. However, futures also incur a funding rate every 8 hours for perpetual contracts — this is separate from trading fees.

Q3: How are fees calculated with leverage?

Fees are always based on notional value, not your margin. With 10x leverage on $1,000 margin, notional = $10,000. Taker fee = $10,000 × 0.05% = $5. The higher your leverage, the larger your fee relative to your margin deposit.

Q4: What happens if my BNB runs out mid-trade?

The system automatically switches to deducting fees from your settlement currency (USDT etc.) without interrupting your trading. You simply lose the 10% BNB discount until you top up your BNB balance.

Q5: When is the referral rebate credited?

Rebates from referral code BNAPP are typically credited in real-time or T+1 after each trade to your spot wallet. You can verify in your account's transaction history.