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Download APKThe most complete 2026 fee comparison across top 3 crypto exchanges
Choosing the right exchange can save hundreds or thousands per year. This 2026 guide breaks down every fee across the top 3 crypto exchanges.
| Exchange | Maker | Taker | Referral Discount | BNB Discount |
|---|---|---|---|---|
| Binance | 0.100% | 0.100% | 20% off (BNAPP) | 25% off |
| OKX | 0.080% | 0.100% | 20% off | None |
| Bybit | 0.100% | 0.100% | 20% off | None |
Stack BNAPP referral (20% off) + BNB deduction (25% off) = effective spot fees as low as 0.075%.
| Exchange | Maker | Taker | Best Rate With Referral |
|---|---|---|---|
| Binance | 0.0200% | 0.0500% | +BNAPP: maker ~0.018% |
| OKX | 0.0200% | 0.0500% | 20% off |
| Bybit | 0.0100% | 0.0600% | 30% off |
| Network | Binance | OKX | Bybit |
|---|---|---|---|
| TRC-20 | 1 USDT | 1 USDT | 1 USDT |
| ERC-20 | 1.8 USDT | 2 USDT | 2 USDT |
Register with BNAPP for a permanent 20% fee discount on all trades.
Go to Account Settings, enable BNB for fees. Stacks with referral for 40%+ combined savings.
Maker orders (limit orders) charge lower fees than taker orders. Use limit orders where possible.
| Monthly Volume | Binance BNAPP+BNB | OKX Standard | Annual Saving |
|---|---|---|---|
| 500k USDT spot | ~375 USDT/mo | ~500 USDT/mo | ~1,500 USDT/yr |
| 1M USDT futures | ~450 USDT/mo | ~500 USDT/mo | ~600 USDT/yr |
No. Referral codes are locked at registration and cannot be added later. New users must apply BNAPP during sign-up.
Yes! Combined they reduce spot fees to approximately 0.075%.
With BNAPP + BNB, Binance has the lowest effective spot fees. For pure futures makers, Bybit offers 0.01% maker rate.
Spot: ~0.0375% (BNAPP + BNB + VIP stacked). Futures maker: ~0.018% with BNAPP.
Sign up with referral code BNAPP for lifetime fee rebate