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💰 2026 Money-Saving Guide

How to Enable BNB Fee Deduction

One toggle to save 25% on spot trading fees. Stack with referral code BNAPP for up to 40% off!

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1. What Is BNB Fee Deduction?

BNB fee deduction is one of Binance's core discount features. When enabled, the platform automatically uses BNB (Binance Coin) from your account to pay trading fees, giving you a discount in return.

This feature is available to all Binance users — new or existing. As long as you hold BNB and toggle the feature on, you'll enjoy reduced fees. Current discount rates:

This is one of BNB's key utility features in the Binance ecosystem. By paying fees with BNB, you save money while increasing BNB's real-world utility — a win-win.

2. How Much Can You Save?

Many traders underestimate the impact of trading fees. But over time, fees are one of the biggest hidden costs affecting your returns. Let's do the math:

Scenario: $100,000 USDT monthly trading volume

  • Without BNB deduction: Monthly fees = 100,000 × 0.1% × 2 (buy+sell) = 200 USDT
  • With BNB deduction (25% off): 200 × 75% = 150 USDT, saving 50 USDT/month
  • + Referral code BNAPP (extra 20% off): 150 × 80% = 120 USDT, saving 80 USDT/month
  • Annual savings: 960 USDT!

The higher your trading volume, the more you save. For day traders and high-frequency traders, enabling BNB deduction is essentially a must.

3. App Tutorial (Step-by-Step)

Step 1: Make Sure You Hold BNB

Confirm you have BNB in your spot wallet. If not, you can get BNB by:

  • Buying BNB with USDT on the spot market
  • Purchasing BNB via P2P trading
  • Depositing BNB from an external wallet

We recommend keeping at least $10–50 worth of BNB to cover daily trading fees.

Step 2: Open the Binance App

Log in to your Binance app and tap the profile icon in the top-left corner to access your account page.

Step 3: Navigate to Fee Settings

On the account page, scroll down to find "Fee" or "Trading Fee" settings. Tap to enter the fee preferences page.

Step 4: Toggle On BNB Fee Payment

You'll see the option "Use BNB to pay trading fees" with a toggle switch. Turn it on (yellow/active). Once enabled, all future trade fees will be deducted from your BNB balance at the discounted rate.

Step 5: Verify It's Working

Place a small test trade (e.g., buy $1 of BTC). Check your Orders → Trade History — if the fee currency shows BNB and the rate is below the standard rate, BNB deduction is active.

4. Web Tutorial

Prefer desktop? Here's how to enable BNB fee deduction on the Binance website:

Web Steps
  1. Log in to www.binance.com and click your profile icon (top-right)
  2. Go to "Dashboard"
  3. Find "Fee" or "Fee Preferences"
  4. Toggle on "Use BNB to pay trading fees"
  5. Refresh the page — the setting takes effect immediately

5. Stacking with Referral Discount – Save 40%

The real power of BNB fee deduction is that it stacks with registration referral discounts. This means you enjoy two layers of savings simultaneously:

Stacked Discount Breakdown

Discount TypeDiscount %Effective Spot Fee
No discount0%0.1000%
Referral code BNAPP only20%0.0800%
BNB deduction only25%0.0750%
Referral + BNB deduction~40%0.0600%

To get the full stacked discount:

  1. Register with referral code BNAPP (Register here)
  2. Buy and hold some BNB in your account
  3. Enable BNB fee deduction in settings

⚠️ Important: Referral codes can only be entered during registration. If you don't have a Binance account yet, make sure to use BNAPP for the maximum discount.

6. BNB Deduction for Futures Trading

Binance Futures (USDⓈ-M and COIN-M) also support BNB fee deduction, with slightly different rates:

Trade TypeRoleStandard FeeAfter BNB DeductionSavings
SpotMaker/Taker0.1000%0.0750%25%
USDⓈ-M FuturesMaker0.0200%0.0180%10%
USDⓈ-M FuturesTaker0.0400%0.0360%10%
COIN-M FuturesMaker0.0100%0.0090%10%
COIN-M FuturesTaker0.0500%0.0450%10%

7. Fee Comparison Table

PlanMaker FeeTaker FeeMonthly Savings (100K USDT vol.)
No discount0.1000%0.1000%-
BNAPP referral only0.0800%0.0800%40 USDT
BNB deduction only0.0750%0.0750%50 USDT
BNAPP + BNB deduction0.0600%0.0600%80 USDT
BNAPP + BNB + VIP10.0480%0.0540%96-108 USDT

8. Pro Tips to Save More

💡 Tip 1: Keep Enough BNB

Always maintain a BNB balance in your account. If BNB runs out, fees automatically switch to non-discounted payment in the quote currency.

💡 Tip 2: Trade BNB Pairs

When trading BNB pairs (e.g., ETH/BNB), fees are naturally paid in BNB without needing extra BNB holdings.

💡 Tip 3: Watch BNB Burns

Binance burns BNB quarterly, reducing supply. Holding BNB for fee deduction could also benefit from potential price appreciation.

💡 Tip 4: Level Up Your VIP Tier

As your trading volume grows, you'll qualify for VIP tiers with even lower base fees. VIP discounts, referral discounts, and BNB deduction all stack together.

💡 Tip 5: Use Limit Orders

Maker (limit) orders typically have lower fees than Taker (market) orders. When timing isn't critical, use limit orders to save more.

9. FAQ

❓ What is BNB fee deduction?

It's a Binance feature that pays your trading fees using BNB from your balance, giving you a 25% discount on spot trades and 10% on futures trades.

❓ Can I stack BNB deduction with referral discounts?

Yes! Register with code BNAPP for 20% off, then enable BNB deduction for another 25% off. Combined, you save approximately 40% on spot fees (0.1% → 0.06%).

❓ Does BNB deduction work for futures?

Yes. Both USDⓈ-M and COIN-M futures support BNB fee deduction at a 10% discount rate.

❓ What if I don't have enough BNB?

Fees will automatically be paid in the quote currency (e.g., USDT) without the BNB discount. Keep some BNB in your account to maintain the discount.

❓ Will BNB deduction automatically consume my BNB?

Only when you trade. No trades = no BNB consumed. The deducted amounts are typically very small.

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