bn-app.com 無料登録
中国でUSDTを購入する方法? 2026年バイナンスP2P完全チュートリアル
Overview USDT (Tether USD) is pegged 1:1 to USD and is the most popular entry point for Chinese investors. Binance P2P allows peer-to-peer transactions: you pay RMB to a seller via Alipay/WeChat/bank transfer, and the seller releases USDT to your Binance account.
Step-by-Step Complete Binance Level 2 KYC verification Add payment method: P2P → Payment Methods → Add (Alipay/WeChat/Bank Transfer) Enter P2P market: Buy → USDT → CNY → Select payment method Choose a seller: look for 500+ trades, 98%+ completion rate, certified merchant Enter amount, confirm price and USDT quantity Transfer RMB via your payment app (no memo needed) Screenshot your transfer confirmation Return to Binance, tap 'I have paid' Wait for seller to release USDT (usually 5-15 min) Important Notes NEVER mention 'USDT', 'crypto', or 'coin' in transfer memos NEVER confirm payment before actually transferring NEVER trade outside the Binance platform If seller doesn't release within 30 min, click 'Appeal' FAQ Q1: Does P2P USDT purchase require fees? Binance P2P is free for buyers. The cost is embedded in seller's spread (0.5-2% above market rate).
Q2: Minimum USDT purchase amount? Usually 100-500 CNY minimum, set by individual sellers. Start small for your first trade.
Q3: What to write in transfer memo? Write nothing, or use generic terms. Never mention crypto keywords.
Q4: Is P2P USDT TRC20 or ERC20? USDT in Binance is stored internally. Choose chain (TRC20 cheapest) only when withdrawing.
Q5: Is P2P trading safe? Yes, Binance's escrow mechanism locks seller's USDT until you confirm payment.
Q6: How long does P2P USDT take? Complete process: 10-30 minutes with a responsive seller.
Q7: Can I use credit card for P2P? No. Most sellers only accept debit card, not credit cards.
Q8: P2P daily limit? No hard daily limit, but large transactions should be split into multiple orders.
Q9: Why is P2P USDT price higher than USD? The premium (0.5-3%) reflects service cost and market demand.
Q10: Seller disappears after payment? Click Appeal immediately. Submit payment proof. Binance will intervene within 24-48 hours.
Q11: Can I use Alipay Huabei? No. Use Alipay balance or linked bank card only. Huabei is not accepted.
Disclaimer: For informational purposes only. Binance services are restricted in mainland China. Content as of March 2026.
