📑 Table of Contents
1. What is BNB and Why Can It Reduce Fees?
BNB (Binance Coin) is the native token of the Binance exchange — one of the largest cryptocurrency exchanges by trading volume in the world. Originally launched via ICO in 2017, BNB has evolved from a simple utility token into the backbone of an entire blockchain ecosystem (BNB Chain, formerly Binance Smart Chain).
BNB serves multiple purposes within the Binance ecosystem:
- Pay trading fees on Binance with a 25% discount
- Pay gas fees on BNB Chain (BSC)
- Participate in Binance Launchpad token sales
- Use for payments and shopping within the Binance ecosystem
- Staking to earn rewards
Using BNB to pay trading fees is one of the most fundamental and practical uses of BNB. Binance introduced this policy to incentivize users to hold and use BNB. When you hold BNB and enable the setting, every trade will automatically use BNB from your balance to pay the fee at a discounted rate.
Enabling BNB fee payment reduces your trading fees by 25% on every single trade. For active traders, this adds up to significant savings over time.
2. BNB Fee Discount Details
According to Binance's current fee structure, paying spot trading fees with BNB grants a 25% discount:
- Standard fee: 0.1% (both Maker and Taker)
- With BNB: 0.075% (saving 25%)
- VIP levels stack with BNB discount for even lower rates
Example: Buying $10,000 worth of Bitcoin (BTC) — standard fee is $10. With BNB payment, you pay only $7.50, saving $2.50 per trade. For traders with $100,000 monthly volume, that's $25 saved monthly, or $300 per year!
$100,000 monthly volume → Standard fee $100 → With BNB only $75 → Save $25/month, $300/year!
3. How to Enable BNB Fee Deduction on Mobile App
First, make sure you have the latest Binance App installed. Download it here:
📱 Download Official Binance App (APK)
Open the Binance App and Log In
Launch the Binance App on your phone and log in with your email/phone and password. Don't have an account? Register here using referral code BNAPP for extra fee rebates.
Access Your Profile
After logging in, tap the profile icon (person icon) in the bottom-right or top-left corner to enter your profile page.
Open Settings
On your profile page, find and tap the ⚙️ Settings gear icon in the top-right corner to enter account settings.
Navigate to Fee Settings
In the settings menu, scroll down to find "Fee" or search for "BNB". Tap to enter the fee-related settings.
Enable BNB Fee Payment
Find the "Use BNB to pay fees" toggle and switch it from gray to green (enabled). A confirmation popup may appear — confirm to complete the setup.
Verify the Setting is Active
Return to the trading interface and make a small test trade. Check the fee display on the order confirmation screen to confirm the BNB discount is being applied.
4. How to Enable BNB Fee Deduction on Web
Visit Binance.com and Log In
Open your browser, go to www.binance.com, and log in with your credentials.
Access User Dashboard
Hover over your profile icon in the top-right corner. From the dropdown menu, select "Dashboard" or click directly to enter your account center.
Go to Fee Settings
Navigate to Account → Settings → Fee Rate or visit binance.com/my/settings directly.
Enable BNB Discount
Find the "Use BNB to pay fees (25% discount)" option and toggle the switch to enable it.
Save Settings
Click "Save" or "Confirm" if prompted. Refresh the page to verify the toggle remains in the enabled state.
5. How Much BNB Do You Need?
Many new users ask: how much BNB do I need to enable the fee discount? The answer is no minimum requirement — any amount of BNB in your spot wallet will activate the discount.
Key points to note:
- Spot Wallet: BNB must be in your Spot (Spot) wallet. Futures wallet BNB won't automatically cover spot trading fees.
- Sufficient Balance: If your BNB balance is too low to cover the fee, the system will fall back to paying with the trading pair's base currency (no discount).
- Recommended Minimum: For active traders, maintain at least 0.1-0.5 BNB to ensure continuous discount coverage.
Buy BNB directly on Binance via the "Buy Crypto" feature supporting credit/debit cards and bank transfers. Even $5-10 worth of BNB is plenty to get started with fee discounts.
6. Comparison with Other Fee Discounts
| Discount Method | Savings | Requirements | Best For |
|---|---|---|---|
| BNB Fee Payment Recommended | 25% | Any BNB balance | All users |
| VIP Level Discount | Up to 40%+ | 30-day volume ≥ 50 BTC | Professional traders |
| Referral Program | 20% rebate | Invite friends to register | KOLs / affiliates |
| Limited-time Promotions | Varies | Participate in specific events | Active users |
| Register with Referral Code | Fee rebate | Use code BNAPP when signing up | New users |
For the average user, BNB fee payment offers the easiest and lowest-barrier long-term fee reduction. Combine with a referral code for maximum savings.
🎁 New User Exclusive Offer
Register with referral code BNAPP and enjoy fee rebates!
7. Frequently Asked Questions
Common causes:
- Insufficient BNB balance in the Spot wallet
- Settings not saved properly — re-enter settings to verify the toggle is on
- Using Futures trading — requires separate setup in Futures settings
- Outdated App version — update to the latest version
- Account restrictions or pending KYC verification
When BNB balance is insufficient, the system automatically pays fees using the base currency of the trading pair (without the BNB discount). To maintain the discount: buy more BNB via "Buy Crypto", transfer BNB from another wallet, or enable auto-purchase of BNB (if available on your account).
Yes, but it needs separate setup. In the futures trading interface, go to Settings → Fee Discount → Enable BNB Deduction. Spot and futures settings are independent of each other.
It depends on the trade amount and BNB's current market price. Example: $10,000 trade at 0.075% fee = $7.50 fee. If BNB is at $600, about 0.0125 BNB is deducted. The amount is calculated in real-time at market price.
Yes! They stack. VIP level reduces your base fee rate, and BNB payment gives an additional 25% discount on top of that lower rate. This combination is commonly used by professional traders to minimize costs.
New users can get BNB by: 1) Purchasing directly via Binance P2P market; 2) Using a credit/debit card on Binance; 3) Buying stablecoins first (USDT) and swapping for BNB; 4) Participating in Binance promotional events that reward BNB. Complete KYC first for the best experience.
8. Pro Tips
- Monitor BNB Balance Regularly: Check your spot BNB balance weekly and top up before it runs out to ensure uninterrupted fee discounts.
- Watch BNB Price Fluctuations: BNB is a cryptocurrency with price volatility. Buying BNB when prices are lower reduces your overall cost of holding it for fee purposes.
- Set Up Futures Separately: If you trade both spot and futures, remember to enable BNB deduction in both account settings independently.
- Stack Savings with Referral Codes: New users should register with code BNAPP to stack referral rebates on top of the BNB fee discount.
- Don't Spend All BNB on Fees: Keep some BNB as a long-term investment — BNB has historically shown strong value appreciation.
Register with code BNAPP + Enable BNB fee discount = Maximum savings on every trade. This is the baseline setup every Binance user should complete!
